2024 – Today
Academia Rafael Toro
Products and Education
Bond No.0004Series D
Since2024to date
- Director of Education
- Product Strategist
- Content Producer
- Instructor for C-Pro I, CFA L1 and CFA L2
Director of Education · Academia Rafael Toro
Projects conceived and built to solve specific problems.
My career in financial markets: operations, research, products and education.
| Bond | Company | Period | Status |
|---|---|---|---|
| Nº 0004 | Academia Rafael Toro | 2024 – today | Current |
| Nº 0003 | Guilda dos Investidores | 2022 – 2024 | Closed |
| Nº 0002 | Clube do Valor | 2020 – 2022 | Closed |
| Nº 0001 | AGM Brasil | 2018 – 2020 | Closed |

P<BRA<SCHMIDT<JUNIOR<<JOSE<VANDERLEI<<EDUCATION<FINANCE<TECHNOLOGY<<<<<<<<<
You can find me as @josevschmidt.
A teleprompter in the browser, with preview, vertical/horizontal flip, support for an external monitor and/or an external device (phone/tablet), reading controls, voice-tracking scroll from the computer or a remotely connected device, gamepads and other controllers, cloud sync for scripts, and more.
A collaborative writing tool that splits text into blocks, notebooks and folders, with cloud sync and multi-user support.
A mind-mapping tool to organize ideas and connect concepts, with cloud sync, a presentation mode and image attachments.
A personal website with a built-in CRM to manage contacts, a contact form, a blog and pages on educational psychology topics.
Collaborative grocery lists with cloud sync via Firebase. Smart reading of Brazilian receipts by QR code, grouping of similar products, and price analysis and tracking to follow your shopping.
Subway-style schematic map of public transit in Porto Alegre and its metropolitan area: buses, train, Aeromovel, catamaran and intercity lines, with A-to-B route search by stop, address, neighborhood or landmark.
Development of internal tools, most notably a platform to manage, review and format more than 9,000 exam questions, built with Python, PostgreSQL and React on Docker, and a productivity hub with apps in different languages and independent containers.
Product Owner of the company's main platforms: mobile apps, the student area and the internal management system (backoffice).
2024 – Today
Products and Education
Bond No.0004Series D
Since2024to date
2022 – 2024
Financial education on YouTube
Bond No.0003Series C
From2022to 2024
Creator of the financial education channel Guilda dos Investidores.
2020 – 2022
Research and Financial Education
Bond No.0002Series B
From2020to 2022
Research and development of quantitative investment strategies for the Brazilian market, with advanced analysis and backtesting tools and work with external data vendors.
Financial educator, producing free content for social media and designing and running paid courses for beginner and advanced investors in the Brazilian market.
2018 – 2020
Backoffice
Bond No.0001Series A
From2018to 2020
Backoffice for the managed-portfolio investment service. Supporting, creating and maintaining regulatory and compliance processes.
Academia Rafael ToroDirector of Education2024 – today
FIAPostgraduate degree in Marketing2025
UFRGSMining Engineering2023
Clube do Valor2020 – 2022
AGM Brasil Investimentos2018 – 2020
This is the short version. The full story is on the other pages: the projects I build in and my career, company by company, in .